Creating a financial plan is not hard. You can do it yourself, without visiting a financial planner. With the steps outlined in the article, anyone can make a financial plan and follow it. Whether you're in your 20s, 30s, a couple, a beginner, trying to stay on budget, trying to get out of debt, trying to save for retirement. Every goal can fit into your personal financial plan! #personalfinance #money #financialplanning #moneymanagement #finance #radicalfire