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If you no longer have dependent children using your vehicle, you might consider increasing your deductible on comprehensive or collision insurance, particularly if your vehicles are more than 10 years old. People in the “established” life stage are less likely to be involved in the type of accident that would rely on comprehensive or collision insurance, so you may benefit from taking the step to reduce the deductible.

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The auto insurance rates for the young drivers are relatively high as these drivers are more prone to cause accidents and to make a claim .

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