Retirement

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How Spousal IRA Can Help Couples Save For Retirement
Lots of people have jobs where they don’t earn any income. (Think stay-at-home parents.) These people may want to retire someday, but because they don’t have earned income, they don’t have access to traditional retirement savings options. If this is you, and you’re married, a spousal IRA could be an option.
A Millennial’s Guide to Saving for Retirement (Even if You Haven’t Started)
A lot of traditional financial advice doesn’t strictly apply to the millennial generation, so you may need to prepare differently for retirement. You have started preparing, right? If not (or even if you have), check out these three strategies for building wealth for retirement if you’re a millennial.
10 Roth IRA Rules to Know in 2020
There’s a lot to love about a Roth IRA: the tax-free growth. The flexibility to access your contributions in an emergency. The fact that once you reach age 59 ½, you get to withdraw money on your schedule. But along with that flexibility comes a lot of rules. So before you start, check out this guide to Roth IRA for beginners.
Should You Tap Into Your 401(k) During the Pandemic?
If you’re experiencing financial trouble due to coronavirus, tapping into your 401(k) is about to get less expensive. Here are 4 rules to know if you plan on borrowing from your retirement.
Is a Roth or a Traditional 401(k) Right For You?
The traditional 401(k) has been around a while. Now the new kid on the block, the Roth 401(k), is the current darling of the investment world. The big difference involves whether contributions are made using pre- or post-tax money, and thus whether the distributions you take in retirement are taxable or tax-free. We’re here to help you decide which is best for you.
Financial Planning for Elderly Parents
Having difficult but necessary conversations as a family about responsibilities, inheritances and other weighty matters can make some situations easier and keep emotions in check. Think of it as financial planning for elderly parents.
A Money Guide for Unmarried Couples
You don’t need a marriage certificate to prove your love for your partner. But here’s the problem: The government doesn’t care how in love you are, which means financial and estate planning for unmarried couples is extra important.
What to Do With Your 401(k) During a Stock Market Crash
If you have a 401(k) or IRA, and you checked out its current value recently, you may have felt your own steep drop in the pit of your stomach. Here’s what you need to know if you’re worried about your 401(k) amid the latest turmoil in the stock market.