The Only Way to Budget if You Have No Savings. I& so glad I found this! I had no idea there was a free option better than the paid budgeting programs. Perfect timing since we just found out the exact amount of debt we have.
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When Money Is Tight - Tips for Living on Next to Nothing | When money is tight, you need to get really creative. Here are some useful tips for when you're down on your luck and need to live on next to nothing. #LivingOnNextToNothing #FrugalLivingTips - Smart Money, Simple Life